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Just Imagine... PDF Print E-mail
Written by Administrator   
Friday, 18 September 2009 11:37

    The real estate market has improved, and it is a great time to purchase
a home, whether you are a first time homebuyer or you are thinking about a
home to fit your present needs. You¹ve been to the bank, you have a
pre-approval letter and a great real estate agent. Ready, Get Set, Let¹s
Go!!! You have chosen three homes to preview, and you are meeting your real
estate agent at the first home soon. Home #1 is so cute from the outside,
perfect for us and you just can¹t wait to see the inside. Your agent takes
the key out of the lock box, opens the door and ...........oh your eyes
immediately go to the deep gold shag carpet that covers the floors. Glancing
around the room, you notice the old cigar scented drapes that grace the
windows. Now we move into the kitchen....harvest gold appliances, vinyl
flooring and wonderful wallpaper with large brightly colored fruit printed
on it. Rose and cinnamon air freshener mixed with the scents of cigar smoke
and cat litter travels throughout the rooms. As you make your way room to
room, there is more wallpaper and gold shag carpet. Your agent is mentioning
the highlights, great location, new heating system, new siding, windows and
roof. Central air, fireplace, hardwood floors, large airy rooms, plenty of
closet space, etc., but you cannot hear a word that they are saying. Your
mind is caught up in a 60 's time warp. You are thinking was it my
grandmother that had this carpet? My mother had this wallpaper! Aunt Ethel
had these appliances and I think she still does. Oh, it smells in here.
 
    Next, we are moving on to house #2. The location is not quite as good,
no fireplace or central air. This home has some updates, but is in need of
many more. As you move through the rooms your mind begins to redecorate; you
can remove walls, maybe add an addition to meet your needs. The mechanical
systems are older, but functional. Your mind races to Thanksgiving; Could I
squeeze a large table in the living room? Or, should we still have
Thanksgiving at mom¹s!
 
     You move on to house #3, quietly and with not much hope. It¹s not in a
good location, but then your agent opens the door. You step inside and
.....oh...you are in complete disbelief! Hardwood floors! Beautiful color
paints adorn the walls, new lighting fixtures, this is it! Please write the
offer! You move to the kitchen...oh, oh stainless appliances, granite-like
counters, beautiful chrome lighting fixtures, tile floor. Oh, I have to have
this house! The furniture is perfect, just my taste! The palm tree in the
corner, the window treatments, the Pottery Barn accessoriesSI have to have
them, all of themSit¹s all just perfect. Your agent goes over the listing
print-out with you; older roof, furnace twenty years old, electrical and
plumbing need updating, no central air, windows and siding need to be
replaced, as well as the driveway. Once again you cannot hear your agent
speaking as your eyes and mind are too busy taking in every detail of this
beautiful home. Please just write my offer!
 
    Thank goodness you have selected an honest, caring real estate agent to
assist you. As reality takes over your mind, and you settle back down to
earth, your agent goes over a market analysis of comparable properties. They
also suggest and assist you in obtaining estimates for updating,  repairs
and replacements that the homes are in need of. Well, it was quite a day!

    Which home do you think should be purchased?
 
    When you are thinking about getting pre-approved and began looking for a
home, please call me. We will have funSI promise!
 
Sincerely,
Betty


                   
Betty Eisold

 

 

 

 

 

 

 

 

 

 

 

413-263-3943

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Last Updated on Monday, 05 October 2009 12:28
 
Realtor Showcase: Denise Desellier PDF Print E-mail
Written by Denise Desellier   
Monday, 24 August 2009 13:34

My Real Estate career expands 22 years with no two years alike. When I started in the business interest rates were 18%.  We have been through Buyers markets and Sellers Markets, great escalations in values and decreases in values. It is NOT all doom and gloom that the news reporters and papers keep reporting.  In the past two months the real estate sales have been very good and extremely busy.  June and July sales have exceeded prior years.  And
There are many opportunities available.

What a great opportunity for First Time Home Buyers.  They have a government credit of $8000.  You need to be an owner by November 30th. Hurry time is running out. You need to act now.  Also, depending on the town they are purchasing in they have special incentives where you can receive an additional $5000.00 towards closing costs or down payment. Call now for assistance.

For many buyers who purchased last year and are trying to make improvements to their home, there are Green Mortgages available.  This would be for energy saving improvements i.e. new windows, a more efficient furnace, added insulation etc.

Home owners should be taking advantage of the Free government energy audits available.  I just had this done on my home and they are adding insulation in the attic and installing soffit ventilation and they pay up to 75% of these improvement.  They also give interest free mortgages for new windows, heating systems, and energy updates. For more information call us today.

For home owners who have a variable interest rate mortgage it is a great time to refinance with the low interest rates.  For anyone behind in their mortgage payments or had a change of income that may cause them to go behind in their payments should consider a short sale.  A short sale can save your credit history.  This should be done to prevent a foreclosure which will ruin your credit.  I was proactive in this matter and became certified to do short sales (Loss Mitigation)

Feel free to call if you have any real estate questions or need information. We also will complete a FREE, NO OBLIGATION market evaluation for you.


   

Denise DeSellier
Real Estate Specialist
Accredited Buyer's Representative (ABR®), Certified Residential Specialist (CRS)
Graduate Realtor Institute (GRI), Loss Mitigation Certified (LMC),
Senior Real Estate Specialist
(SRES)
Office: 413.567.6392
Mobile: 413.531.8985
Toll Free: 877.567.9781
Fax: 413.525.9774
Website: www.denisedesellier.com
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Website: www.longmeadowproperties.com

Last Updated on Monday, 24 August 2009 13:59